Reader’s Question:

I had a vehicular accident and it was not my fault and my car insurance in Las Vegas, NV had been cancelled. Can I still report auto insurance claim if it is less than a few days that it has been cancelled.

Meg

Las Vegas, NV

You could not place an insurance claim through your own insurance providers since your insurance policy in Las Vegas, NV was cancelled and therefore not in effect at the time of the incident. It does not matter if your car insurance policy was cancelled by a couple of hours, days or weeks, ago if your insurance was not valid at the time of the accident you would not be covered under your auto insurance policy. But you mentioned that the incident was not your fault so you may be able to put an insurance claim through the at-fault party’s insurance carrier.

You can put an insurance claim with the at-fault driver’s insurance company to check if they will accept it. Their insurance claims department should be contacted to put the insurance claim for the damages your car sustained in the accident.

Tags: auto insurance claims, car insurance, car insurance cost